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July 11, 2025, 6:12 am UTC

Terrapin Financial Group Terrapin Financial Group | Government Grant Application

Terrapin Financial Group | Application Preview

 

Terrapin Financial Group is seeking government grants to support its operations as a local insurance agency focused on the senior marketplace. The funding will primarily be allocated to hire a full-time outbound telemarketer at a rate of $15.00 per hour, plus commissions, and to enhance marketing efforts and lead generation costs.

The business plan emphasizes growth through an expanded sales team and additional agency agents. By collaborating with Marketing360.com, the firm intends to establish a social media presence and drive its own leads via digital marketing strategies.

Terrapin Financial Group highlights its commitment to the local community in Jefferson County, aiming to assist families on limited incomes and those receiving social security disability by offering affordable life insurance solutions. This initiative seeks to alleviate financial burdens in times of loss. While the agency holds licenses in 40 states, it plans to hire exclusively within the local area to ensure community benefits.

The agency faces competition from local firms such as Insurance Outfitters, Advocate Insurance Group, and Maiden Insurance Group. However, its competitive advantage lies in its dedicated local focus and its mission to provide cost-effective insurance options tailored to underserved seniors. The overarching goal is to build a small, community-oriented agency that employs local staff and serves the specific needs of residents.

  • General Information

    Business Registration Number: Terrapin Financial Group

    Location: shepherdstown, WV, United States

    Length of Operation: 1-5

    Number of Employees: 1-10 Employees

    Annual Gross Income: Less than $100k

    Annual Gross Expense: Less than $100k

    Open to Loans: YES

  • Funding Usage

    Funds will be used to pay for 1 fulltime outbound telemarketer @ $15.00/hour plus commission and to augment marketing and lead costs.

  • Business Plan

    We plan to grow our business buy increasing our sales staff, and to add additional agents to the agency. We plan to partner with Marketing360.com to create a social media presence and to generate out own leads through various digital marketing campaigns. We are a local Jefferson county Insurance Agency specializing in the the Senior marketplace. We help families on limited budgets and social security disability find affordable life insurance options to prevent financial disaster in the event of death. We are licensed in 40 states, but will only hire locally to ensure that the help we receive benefits our county and our State.

  • Self Identified Competition

    Our top competitors locally are Insurance Outfitters in Shepherdstown, Advocate Insurance Group in Martinsburg, and Maiden Insurance Group in Ranson. We are taking a local approach to the senior market, and are providing cost-effective options for the underserved. Our approach is to provide help to those that need it most and to enable families to grieve the loss of loved ones without causing a financial burden for those left behind. Our goal is to build a small local agency, employing only local agents and telesales staff and serving the local community.

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